Plain-English guides on high-risk merchant accounts, card processing, Check21 and ACH — written by the people who place these accounts every day.
Getting approved is half the battle — keeping the account open is the other half. Five habits separate merchants who process for years from merchants who bounce between providers.
ACH is cheaper; Check21 settles faster and approves more merchants. Here is how the two electronic check rails compare — and why the right answer is usually both.
Declined by a bank? You are probably a high-risk merchant — not a bad one. Here is what the label actually means, who gets it, and how to get approved anyway.
Join the merchants who found a payments partner that actually has their back.
