If a processor has turned you down, you are almost certainly a high-risk merchant — not a bad one. We approve over 90% of the high-risk businesses that come to us, usually inside 2–3 business days.
Many merchants apply for an account without knowing they fall into a high-risk category. If a bank or processor has declined you, that is almost always why. It is not a judgement on your business; it simply means the mainstream banks can’t board you, and you need a provider who places these accounts every day.
High-risk covers a wide spread of legitimate businesses — many eCommerce categories, trial and recurring-billing models, nutraceutical and CBD, travel and hospitality, and plenty more. Whatever your type, we can normally get it done, and get it done quickly.
Whether you need a primary, secondary or backup account, we believe in offering the lowest rates available and keeping them there, so you save money and stay a loyal customer. Reliability and low rates are what keep us in business — and what keeps our merchants coming back.
If you need another account we stay proactive, with a solution ready before you need it: more volume, a second account for accounting purposes, or a straight replacement. With solid partnerships across more than 20 reliable banks in the high-risk space, our understanding of rates and fees gets you the best pricing — so you keep more margin and can compete in your industry.
It is never a good idea to turn a customer away because they don’t have a credit card. By adding checks, most businesses capture an extra 3–36% of transactions, depending on type and what you sell.
We run a large portfolio of ACH and Check21 clients on the best rates in the industry. The integration keeps things running smoothly and the low cost keeps our merchants maximising profit.
We set you up quickly and make sure you always have a live account to accept payments into — no gaps in cash flow while you wait on an underwriter.
With cards and ACH running side by side, and backup accounts ready before you need them, your payments keep flowing even if one account is paused.
Digital signature capture helps eliminate fraud: the customer authorises the transaction on the payment page, which protects you from chargebacks.
Our staff is dedicated to giving you the best high-risk processing technology at the lowest rates in the marketplace. Specialised knowledge and real experience with high-risk processing means we actually understand your payment needs rather than guessing at them.
And you don’t need to be classified high risk to benefit — every merchant we board gets the same anti-fraud technology and the same level of service.
Fill out the form and a specialist will call or email you — usually within the hour — with real options for your business. No obligation, no pressure.
●Secure & confidential. Takes about two minutes.
No obligation. We never sell your information. Prefer to talk? (877) 354-8900
We shop your file across our network instead of forcing you into one box — which is how we keep rates low and accounts open.
Join the merchants who found a payments partner that actually has their back.
