Check21 & ACH

Electronic checks that increase revenue.

If you already accept credit cards, adding ACH and Check21 captures the customers cards can’t — and most merchants see an extra 3–36% of transactions as a result.

90%+ approvedhigh-risk merchants
2–3 business daysto start processing
24-hour responseoften within the hour
Cards, ACH & eCheckunder one roof
3–36%
Extra transactions captured by adding checks, depending on business type
Why Add Checks

Never turn away a customer for not having a card.

It is always best to give your clients an alternative payment option. For most business types we find that adding checks captures an extra 3–36% of transactions and revenue, depending on what you sell.

We run a large portfolio of ACH and Check21 clients on the best rates in the industry. Our integration keeps things running smoothly and the low cost keeps our merchants maximising profit. Ask us about our low-cost ACH options — you will be happy with the extra revenue.

Two Ways To Take A Check

Check21 or ACH — whichever fits you.

Not sure which you qualify for? Tell us about your business and we will tell you straight.

Check21

An electronic check deposited straight into your bank account, using your authorisation number — recorded or on paper — as the signature.

ACH / Bank Draft

An electronic payment that drafts funds directly from your customer’s checking account. Fast, safe and easy — on the web, by phone, fax or mail.

High-Risk ACH

Fast, safe and effective — for any legal business.

We accept any type of legal business, including all high-risk types, that needs to collect payments from customers’ checking accounts — on your website, or by phone, fax or mail. Our high approval rates speak for themselves and keep our merchants running smoothly.

If you are already accepting credit cards, adding ACH is the cheapest way to grow revenue you are currently losing. Ask us about ACH or Check21 today and start accepting more payments.

Black credit card tapping a payment terminal showing a contactless prompt
Apply Now

Add eChecks and stop losing sales.

Fill out the form and a specialist will call or email you — usually within the hour — with real options for your business. No obligation, no pressure.

Merchant Application

●Secure & confidential. Takes about two minutes.

No obligation. We never sell your information. Prefer to talk? (877) 354-8900

Our Banking Network

Over 20 processors and banks behind every account

We shop your file across our network instead of forcing you into one box — which is how we keep rates low and accounts open.

Domestic acquiring banksOffshore acquiring banksVisa & Mastercard networksAmerican ExpressDiscover NetworkACH originating depositoriesCheck21 processorsGateway & terminal providers

Ready to get approved?

Join the merchants who found a payments partner that actually has their back.